Originally Posted by certifiedfunds
Yes. If the rating drops while the department is taken back volunteer, so be it. The ISO rating hasn't increased since the union got involved, only the cost has.
I'm willing to pay allstate a little more in the meantime if that is even necessary. We had an excellent rating before, we'll get an excellent rating after.
Probably not, ISO is a scam and once you lose a paid department look to see that rating screw you royally...Who do you think is employed to do the surveys???
Someone will drop a dime once your full time unit is disolved and that rating will go south.
It is based on where the water is, how many firefighters, type of equipment,, response times.... there is NO WAY a volunteer department can rate as good as a full time paid all else being equal.