I came home from Iraq mid tour to find my neighbor had begun to pack his backyard with Industrial sized Kitchen Equipment, by the time I get home for good this has spilled over in to the yard between our houses.
When his garage door is open it is full of dry food for his business, Wheat,Flour, Pasta, canned goods etc. all laying on pallets.
He also had a nasty habit of running his saw at 10:00 pm on weeknights while my Son was trying to sleep.
Then when he sells the stuff he backs an F250 with a trailer accross my yard and sprinkler system.
I don't want a HOA, but I can understand why folks might want one.