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After living in regular suburbs for all my life, I don't think I could ever live in a place with an HOA, too many horror stories, too many stupid rules. I live in the USA because I want to have the freedom to do what I want. If I wanted someone constantly telling me I have to keep my lawn looking good, and to keep the front of my house clean, and all that, I'd live in a different country. I've even heard of stories where HOAs have banned kids from playing outside, in the front or the backyards, because they don't think it provides a proper image for the community.
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