As stated above , in the home govern yourself accordingly . In the vehicle, there is a standard old saying 1-2-3 . Yes you can carry a loaded gun in your car , but be advised LEO's have a pretty broad interpretation of the law, and depending on the circumstance you could have some 'splaining to do . The 1-2-3 philosophy is 1-obtain the gun. 2-unholster , unzip, unbox, or make ready . 3- fire . Some people will say get a shoot through holster or circumvent this in varying ways . Again govern yourself accordingly .
My advice get your permit as quickly as your circumstances present themselves . Remember in Florida your home is your castle , that "luxury" in Florida, extends to your vehicle . Your permit is your official "I am a good guy" card. Welcome to Florida !
"Socialism is a philosophy of failure, the creed of ignorance, and the gospel of envy. Its inherent virtue is the equal sharing of misery." - Winston Churchill