Income numbers are way off. NYC and Boston, you clearly need more than that and not live in a dangerous neighborhood.
Double income family brings in 150-200 in Boston all day long.
I'd argue there is a lot more to do in SF, NYC and Boston than St Paul. Heck, I think, activity wise, I'd pick any of them over St Paul, no offense, eh?
The truth is you're the weak. And I'm the tyranny of evil men. But I'm tryin', Ringo. I'm tryin' real hard to be the shepherd.