Originally Posted by whoflungdo
You've obviously never dug yourself out from under a lot of debt. One of the principle Dave Ramsey teaches is the start off attacking the smaller bills, then using that money to attack the larger ones.
Problem is, cutting all the small stuff DOESN'T give us any extra money. just a smaller deficit. There is no extra money to attack the other debt. We would have to find something like $1.2T or so before we started actually freeing up cash to start reducing the debt.