The experts are not divided.
The people who know what they're talkin' about say 'load 'em up and relax'. The old geezers who clean their guns every thirty minutes and only use oil designed for guns are the ones who're scared to load their mags.
"If you're not shootin', you should be loadin'. If you're not loadin', you should be movin', if you're not movin', someone's gonna cut your head off and put it on a stick." -Clint Smith