IMHO.... Although I'm sure there are plenty of people who are exceptions.. (People who paid 25 cent for a sears leather belt 18 years ago and have carried full size firearms IWB all day every day with it ever since and it is a good as the day they bought it....) typically, for most people gun belts are actually worth the extra money.
Your mileage may vary.
The test of a first rate intelligence is the ability to hold two opposed ideas in the mind at the same time, and still retain the ability to function. -F. Scott Fitzgerald